Are you a frequent shopper at Big Lots? If so, you might want to consider getting a Big Lots credit card. With this card, you can enjoy exclusive discounts and rewards at Big Lots stores, as well as other benefits like online account management and easy payment options.
However, before you apply for a Big Lots credit card, it’s important to understand how the card works and what your responsibilities are as a cardholder. In this article, we’ll cover everything you need to know about the Big Lots credit card number, from how to apply for the card to how to manage your account and make payments.
What Is a Big Lots Credit Card?
A Big Lots credit card is a type of store credit card that allows you to make purchases at Big Lots stores and earn rewards for your spending. The card is issued by Comenity Bank, and it comes with several benefits, including:
- 20% off your first purchase with the card
- 5% back in rewards for every dollar spent at Big Lots
- Special financing options on purchases over $250
- Exclusive coupons and offers throughout the year
- Online account management and bill payment options
The Big Lots credit card is designed for frequent shoppers who want to save money and earn rewards on their purchases. However, it’s important to use the card responsibly and pay your balance in full each month to avoid interest charges and fees.
How to Apply for a Big Lots Credit Card
If you’re interested in applying for a Big Lots credit card, you can do so online or in-store. To apply online, follow these simple steps:
- Go to the Big Lots website and click on the “Credit Card” link at the bottom of the page.
- Click on the “Apply Now” button to start the application process.
- Fill out the application form with your personal information, including your name, address, and social security number.
- Read through the terms and conditions of the card and click on the “Submit” button to complete your application.
If you prefer to apply for the card in-store, simply visit your local Big Lots store and ask a sales associate for an application. You’ll need to provide the same personal information as you would for an online application, and you may be asked to show ID or proof of income.
How to Activate Your Big Lots Credit Card
Once you’ve been approved for a Big Lots credit card, you’ll need to activate it before you can start using it. To do this, follow these steps:
- Go to the Comenity Bank website and click on the “Activate Card” link.
- Enter your Big Lots credit card number and your Social Security number.
- Follow the instructions to set up your online account and choose your payment options.
Alternatively, you can activate your card by calling the phone number on the back of your card and following the prompts.
How to Manage Your Big Lots Credit Card Account
Managing your Big Lots credit card account is easy with online account management tools. Once you’ve activated your card, you can log in to your account to view your balance, make payments, and track your rewards.
To access your account, go to the Comenity Bank website and click on the “Sign In” button. Enter your username and password, and you’ll be taken to your account dashboard. From there, you can:
- View your account balance and available credit
- Make a payment or set up automatic payments
- Track your rewards and view your rewards balance
- Update your personal information, such as your mailing address or phone number
- Contact customer service if you have any questions or concerns
How to Make Payments on Your Big Lots Credit Card
Making payments on your Big Lots credit card is simple and convenient. You can choose to make a payment online, by mail, or over the phone.
To make a payment online, log in to your account on the Comenity Bank website and click on the “Make a Payment” button. Choose your payment amount and payment date, and enter your bank account information to complete the transaction.
If you prefer to pay by mail, send your payment to the address listed on your billing statement. Be sure to include your Big Lots credit card number and your payment amount with your check or money order.
Finally, if you prefer to make a payment over the phone, call the customer service number on the back of your card and follow the prompts to make a payment using your debit card or bank account.
In conclusion, the Big Lots credit card number is an important piece of information for anyone who holds a Big Lots credit card. By understanding how the card works and how to manage your account, you can enjoy all the benefits of this store credit card without overspending or accumulating debt. Whether you’re a frequent shopper at Big Lots or just looking for a way to save money on your purchases,the Big Lots credit card is definitely worth considering. Just be sure to use it responsibly and pay your balance in full each month to avoid interest charges and fees.
If you have any questions or concerns about your Big Lots credit card, don’t hesitate to contact customer service for assistance. They can help you with everything from activating your card to making payments and managing your account.
Overall, the Big Lots credit card can be a great way to save money and earn rewards on your purchases at Big Lots stores. Just be sure to read the terms and conditions of the card carefully before applying, and use it responsibly to avoid overspending and accumulating debt.